James Roycroft-Davis (Building & investing in startups | Mental health | Community Builder) 13 Jul 2025

Have you SEEN what it costs to live in Britain in 2025?

"I want more young people to have children."
Have you SEEN what it costs to live in Britain in 2025?

Let alone raise a family.
No wonder people aren't having kids. They can barely afford to.

Monthly breakdown:
• Rent/Mortgage: £1,300 (UK average)
• Nursery (1 child): £685/month (£158/week UK average)
• Food/groceries: £312/month (£72/week UK average)
• Energy bills: £145/month
• Transport: £344/month (£79.20/week UK average)
• Council tax: £190/month (£2,280 annually)

Total monthly costs: £3,008-£3,104
Take-home pay (£60K): £3,654/month

You have £550-£646 left.
For everything else.

Want a second child? Add another £685/month MINIMUM.
Now you're £39-£135 short every month. The situation is actually worse than your original numbers showed!

And that's before:
→ Tax burden at highest level since WWII
→ Food prices up 30.6% in just 3 years
→ Energy bills still 43% above pre-crisis levels
→ Wages barely keeping pace with inflation

The middle class - people with jobs and aspirations - are being systematically priced out of having families. It's a gamble to afford multiple children. Politicians wonder why birth rates are falling. Make it harder to afford children and people think more than twice about having more children.

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